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Thread: How much insurance do you have, and how much do you pay?

  1. #11
    Senior Member BostonJellyBean's Avatar
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    Mine went up $13 a month and I'm coming out of a 2004 ford crown victoria.
    Upped limits low deductible. I don't play that high deductible game. Its the reason I don't have health insurance right now because my premium jumped from 1500 a year to 7200 a year because I switched jobs. Geico gets any more expensive I will boot their ads like I did bcbs


        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage Es 1.2 manual: 38.7 mpg (US) ... 16.4 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 manual: 42.0 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.4 mpg (Imp)


  2. #12
    Senior Member BostonJellyBean's Avatar
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    Pics look fuzzy
    So 100/300k bodily injury to others is 224
    Pip $8000 no deductible is 45.50
    Bodily injury caused by in insured auto 100/300k 8.00
    Damage to others property 50k per accident 279.50
    Collision actual cash value w 500 deductible 293.50
    Comprehensive actual cash value w 300 deductible no deductible for glass 36.00
    Rental 50 per day up to 1500 35.00
    Bodily injury caused by underinsured auto 100/300k 13.50
    ERS 3.50
    6month premium 938.50 while expensive covers most things.
    32 yo male no tickets / no accidents with inexperienced driver on policy

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage Es 1.2 manual: 38.7 mpg (US) ... 16.4 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 manual: 42.0 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.4 mpg (Imp)


  3. #13
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    I pay 232.65 CAD a month for mine as a 25 year old.

  4. #14
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    Quote Originally Posted by jennkuhn View Post
    I pay 232.65 CAD a month for mine as a 25 year old.
    switch to belair direct man. Much better rates for younger people in canada. I pay 104 with the winter tire discount, and when I bundle with my girlfriend, that'll go down to 94. I too am 25. Make sure to do the quote on Kanetix, you'll get a discount.

  5. #15
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    Quote Originally Posted by Spadesheart View Post
    switch to belair direct man. Much better rates for younger people in canada. I pay 104 with the winter tire discount, and when I bundle with my girlfriend, that'll go down to 94. I too am 25. Make sure to do the quote on Kanetix, you'll get a discount.
    I'm with intact at the moment. My year is almost up. I'm waiting to see if my rates go down significantly. I also don't have my G yet. Just a G2 and no driving school

  6. #16
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    Quote Originally Posted by jennkuhn View Post
    I'm with intact at the moment. My year is almost up. I'm waiting to see if my rates go down significantly. I also don't have my G yet. Just a G2 and no driving school
    They wont go down as much as if you switch. Trust me. My girlfriend has a brand new G2 since she's from another province and is younger and it is still cheaper than what you've quoted.

    I've gotten quotes from intact, they are not the insurer for the young man with a clean record.

  7. #17
    Administrator MetroMPG's Avatar
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    I usually compare rates every other year or so. I've used insurancehotline . com in the past several times. It doesnt cover ALL companies that serve Ontario, but I've switched several times for better rates as a result of quotes I've gotten there.

        __________________________________________

        click to view fuel log View my fuel log 2014 Mirage base ES 1.2 manual: 54.0 mpg (US) ... 23.0 km/L ... 4.4 L/100 km ... 64.9 mpg (Imp)


  8. #18
    Senior Member BostonJellyBean's Avatar
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        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage Es 1.2 manual: 38.7 mpg (US) ... 16.4 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 manual: 42.0 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.4 mpg (Imp)


  9. #19
    Senior Member BostonJellyBean's Avatar
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    1395 / 6 months for both cars. Fiance is high risk due to lack of experience. The 15 costs me double because of her.

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage Es 1.2 manual: 38.7 mpg (US) ... 16.4 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 manual: 42.0 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.4 mpg (Imp)


  10. #20
    Senior Member BostonJellyBean's Avatar
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    Optional BI to others 100/300k 267 for 15 $56 for 17
    PIP 8000 no deductible $48 for 15. $17 for 17
    BI caused by uninsured auto 100/300k $8 for 15 $7.50 for 17
    Property damage 50k per accident $257 for 15 $85 for 17
    Collision. 500 deductible actual cash value $333.50 for 15 $105.50 for 17
    Comprehensive Actual cash value no deductible glass $29.50 for15 $30.50 for 17
    Rental $50 per day $28 each car
    BI caused by underinsured auto 100/300k $13.50 for 15 $12.50 for 17
    Emergency road service Full Limits ( up to $100 cash paid if no provider is available )
    $4.50 for both cars ( suck on that AAA )
    Mechanical breakdown $250 deductible on 17 64.50
    2015 ES ( Fiance car ) $987
    2017 ES ( Mine ) 408.50
    6 month policy ( Geico )
    15 miles north of Boston MA, one of the most expensive cities in the continental US next to NYC and LA
    I also got $433.50 in discounts.
    My favorite is the $51.50 Excellent driver Plus ( me ) Ya. Last moving violation was almost 13 years ago. Clean MVR with CDL A license with full endorsements.


        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage Es 1.2 manual: 38.7 mpg (US) ... 16.4 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 manual: 42.0 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.4 mpg (Imp)


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