Cash back Credit Cards

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Hey! That's pretty good getting another few % added to your mileage,

I have something similar with a local bank if I use my VISA at petrocanada there's a 2-3% reduction at the POS. I never really checked the details, maybe I should. 3% move me that much closer to the 50 mpg club.

I've got a few cashback reward visa cards. Get a decent cash back on grocery and gas purchases, and a bit less on recurring bill payments, pharmacy and other stuff. I've got around $500 built up on the one card this year. Not sure about the other one. There is a $100-120 yearly fee but if you use it enough it pays for itself.

Good thing I just checked what I get back. One of my cards changed, now they only pay 2% on gas purchases damnit. Just like cell phone plans, they keep coming out with better offers all the time.

We use our costco Citi card for gas it gives 4% back for fuel, 3% restaurants, 2% costco and 1% all others. We only use it for gas restaurants and costco

I use the Chase Sapphire Reserve card. Annual fee is $550 a year.

I get 3 points per purchase on restaurants and travel and one point per purchase on everything else.

Here are my favorite benefits:

15% off all Lyft Rides

$60 Door Dash credit per year. I pick up my own door dash orders and in effect it turns into $60 of free food.

Free travel insurance

Free Global Entry and TSA Pre

Free Priority Pass membership for airport lounge access. I can bring up to two additional guests into lounges at no extra charge. I also get $28 per person at select airport restaurants. You can visit restaurants and multiple lounges at the same airport in the same day!

$300 credit towards travel purchases such as flights and hotels (Effectively reduces the cost of the card to $250 a year)

50% bonus in point value when redeeming points for travel through Chase. Basically 50,000 points gets you $750 in travel rewards. Think of it as 4.5% cash back on restaurant and travel purchases.

No blackout dates for reward travel and I actually earn miles/points even when I fly on a reward ticket.

Its a little pricey but if you travel several times a year, it pays for itself very easily.

I chose the Wells Fargo Visa with 1.5% cash back on everything. And I use the card for nearly everything.

Want to say I get 5% back with my USAA Amex card, but I'm not 100% certain – Might be 3%.

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Originally Posted by Mirageman38

Oh now you got me Started! I use many cards and try to make it a game. Not many people would probably want this many. I only get the ones with no fees that let you do cash back. Some come with signup bonuses also but I don't bother churning.

I have:
BofA Cash Rewards Preferred: 4.5% Online Purchase and 3% Groceries/Wholesale(costco)
Ducks Unlimited: 5% gas and 5% Sporting Goods stores
CapitalOne Savor ONE: 3% restaurants and 3% entertainment
Discover rotating 5% category
Wells Fargo Propel Amex: 3% Travel, 3% Eating out and In, 3% Transit (includes tolls like EZpass), 3% off streaming services, also comes with travel insurance/rental insurance and all that.
Citi Double cash: General 2% everything
CapitalOne Quicksilver: 1.5% everything with no foreign transaction fees

These are a few others I don't have that could be nice. The problem is some of the rotating ones overlap or are bad. Due to the above cards I don't see much use for the Costco specific card (especially since I don't think the membership is worth it).
US Bank pick 2 categories 5% is nice if you are a homeowner since you can choose utilities and cable/phone bills.
ABOC 5% rotating
Nusenda 5% rotating
Chase 5% rotating
Specific shops if you use them a lot:
Target 5%
Lowes 5%
Amazon 5% (though I don't think prime is worth it and Discover does 5% on this q4)

USAA Amex can get 5% on gas up to $3000 and 5% on military base purchases. Maybe good if you are on military bases often. I am not.

As for travel with all the corona hype going on Frontier is offering tickets at 90% off. I just booked some round trips in a few weeks to Miami for $29 total. I hope everything doesn't get worse :p

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Target card is nice– don't use it much but with that and the occasional sale, plus circle deals, it can add up.

For Lowes, they also have a 10% military discount, but I don't know if it stacks with the card.

Neither will save you money on gas, unless you get that premixed two-cycle stuff from Lowe's, and I don't think that'd work too well in the Mirage. :p