6 years for my 1st Mirage, Zero. In hindsight, it had the sloppy piston issue and would have needed a new engine. Still. Sad.
OP, sorry about your episode. I clipped a curb and only discovered some damage to the sidewall hubcap. Still, likely a $100 hit. And to think I used to buy used cars fit for the road for $100 back in the day. Bought a 70 383 Roadrunner for $75 in 1974. It needed a fender.