If you have a lien on a car in Ohio, the loan company (bank, credit union, etc.) provides you with a "Memorandum of Title" which is essentially a non-negotiable title.
In other words, it's a document that says you own the car even though you have a loan on it. You use this document to register your car and get license plates, but you can't use it to sell the car or transfer the ownership to someone else because it's not the "real" title to your car. Typically this document shows up in your mailbox before your 30-day temporary tag expires. I'm guessing that all states have a similar document or process. If they didn't then nobody with a car loan could get license plates.
A 2-minute conversation with the dealership business office and/or your Bureau of Motor Vehicles should solve this problem.
Last edited by Top_Fuel; 03-01-2019 at 05:06 PM.
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View my fuel log 2015 Mirage ES 1.2 manual: 52.2 mpg (US) ... 22.2 km/L ... 4.5 L/100 km ... 62.6 mpg (Imp)