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Thread: Car Insurance.

  1. #21
    Senior Member Alex1a1f's Avatar
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    Quote Originally Posted by dspace9 View Post
    That's not bad. I really get ripped off on insurance in Canada.
    That's even $60 more than my Elantra was, but still not too bad.


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  3. #22
    Senior Member dspace9's Avatar
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    Quote Originally Posted by Alex1a1f View Post
    That's even $60 more than my Elantra was, but still not too bad.
    Yea eh I know what you mean. My 1997 Ford Escort wagon was around $70 a month when I sold the car, and with buying my new Mirage back in 2014 now, my insurance went up to around $95 if I remember. Now it's like $86.

    Anyways for insurance in Canada, it's house insurance that's gone crazy expensive, because of the housing bubble.

    My deductible on my house insurance is like 2 grand. In my neighbourhood, there is a Corvette C7 and a VW Type R within the square of my house. Not sure what is happening in this world. Money and no brains as far as I can see... who buys a 40 grand hatchback anyways.

    I will also say that my Mirage's insurance and my Escort's insurance.. are were apples to oranges, old cars are cheaper to insure. But they are also not as safe?

    Insurance is a big scam as far as I am concerned.
    Last edited by dspace9; 03-13-2020 at 05:20 AM.

        __________________________________________

        click to view fuel log View my fuel log 214 Mirage ES 1.2 manual: 39.8 mpg (US) ... 16.9 km/L ... 5.9 L/100 km ... 47.8 mpg (Imp)


  4. #23
    Moderator Eggman's Avatar
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    I'm interested in hearing other's experience with USAA. I've heard their rates are unbeatable, but I've also heard horror stories if they are involved in a claim.

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        click to view fuel log View my fuel log 2015 Mirage ES 1.2 manual: 49.5 mpg (US) ... 21.0 km/L ... 4.8 L/100 km ... 59.4 mpg (Imp)


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    Quote Originally Posted by Eggman View Post
    I'm interested in hearing other's experience with USAA. I've heard their rates are unbeatable, but I've also heard horror stories if they are involved in a claim.
    I've heard they have very poor service and try and be as cheap as possible when they are on the hook to pay someone for something, med Bills etc

  6. #25
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    I'm sure it depends on which state you're in (they have local offices in various states). I haven't had to make any claims, so I don't know personally.

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        click to view fuel log View my fuel log 2017 Mirage ES 1.2 automatic: 39.6 mpg (US) ... 16.8 km/L ... 5.9 L/100 km ... 47.6 mpg (Imp)


  7. #26
    Moderator Eggman's Avatar
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    Quote Originally Posted by Nobu View Post
    I'm sure it depends on which state you're in (they have local offices in various states). I haven't had to make any claims, so I don't know personally.
    You might want to take notice of some of the comments in response to this article:

    Nerdwallet: USAA Insurance Review 2020

    Members of USAA who have tried to file a claim as well as claims filed against USAA members are problematic in both detail and in numbers.

    I've heard that if one qualifies for the insurance, they offer some of the lowest premiums going. According to these reviews, getting them to actually provide coverage is a difficulty.

    However, US News & World Report is sweet on them.

    That's why I'm curious to know who uses USAA and has had to make a claim against their policy.


        __________________________________________

        click to view fuel log View my fuel log 2015 Mirage ES 1.2 manual: 49.5 mpg (US) ... 21.0 km/L ... 4.8 L/100 km ... 59.4 mpg (Imp)


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    Nobu (03-13-2020)

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