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Thread: Car Insurance.

  1. #21
    Senior Member Alex1a1f's Avatar
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    Quote Originally Posted by dspace9 View Post
    That's not bad. I really get ripped off on insurance in Canada.
    That's even $60 more than my Elantra was, but still not too bad.


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    dspace9 (03-13-2020)

  3. #22
    Senior Member dspace9's Avatar
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    Quote Originally Posted by Alex1a1f View Post
    That's even $60 more than my Elantra was, but still not too bad.
    Yea eh I know what you mean. My 1997 Ford Escort wagon was around $70 a month when I sold the car, and with buying my new Mirage back in 2014 now, my insurance went up to around $95 if I remember. Now it's like $86.

    Anyways for insurance in Canada, it's house insurance that's gone crazy expensive, because of the housing bubble.

    My deductible on my house insurance is like 2 grand. In my neighbourhood, there is a Corvette C7 and a VW Type R within the square of my house. Not sure what is happening in this world. Money and no brains as far as I can see... who buys a 40 grand hatchback anyways.

    I will also say that my Mirage's insurance and my Escort's insurance.. are were apples to oranges, old cars are cheaper to insure. But they are also not as safe?

    Insurance is a big scam as far as I am concerned.
    Last edited by dspace9; 03-13-2020 at 05:20 AM.

        __________________________________________

        click to view fuel log View my fuel log 2014 Mirage ES 1.2 manual: 42.2 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.7 mpg (Imp)


  4. #23
    Moderator Eggman's Avatar
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    I'm interested in hearing other's experience with USAA. I've heard their rates are unbeatable, but I've also heard horror stories if they are involved in a claim.

        __________________________________________

        click to view fuel log View my fuel log 2015 Mirage ES 1.2 manual: 49.6 mpg (US) ... 21.1 km/L ... 4.7 L/100 km ... 59.5 mpg (Imp)


  5. #24
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    Quote Originally Posted by Eggman View Post
    I'm interested in hearing other's experience with USAA. I've heard their rates are unbeatable, but I've also heard horror stories if they are involved in a claim.
    I've heard they have very poor service and try and be as cheap as possible when they are on the hook to pay someone for something, med Bills etc

  6. #25
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    I'm sure it depends on which state you're in (they have local offices in various states). I haven't had to make any claims, so I don't know personally.

        __________________________________________

        click to view fuel log View my fuel log 2017 Mirage ES 1.2 automatic: 42.3 mpg (US) ... 18.0 km/L ... 5.6 L/100 km ... 50.8 mpg (Imp)


  7. #26
    Moderator Eggman's Avatar
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    Quote Originally Posted by Nobu View Post
    I'm sure it depends on which state you're in (they have local offices in various states). I haven't had to make any claims, so I don't know personally.
    You might want to take notice of some of the comments in response to this article:

    Nerdwallet: USAA Insurance Review 2020

    Members of USAA who have tried to file a claim as well as claims filed against USAA members are problematic in both detail and in numbers.

    I've heard that if one qualifies for the insurance, they offer some of the lowest premiums going. According to these reviews, getting them to actually provide coverage is a difficulty.

    However, US News & World Report is sweet on them.

    That's why I'm curious to know who uses USAA and has had to make a claim against their policy.

        __________________________________________

        click to view fuel log View my fuel log 2015 Mirage ES 1.2 manual: 49.6 mpg (US) ... 21.1 km/L ... 4.7 L/100 km ... 59.5 mpg (Imp)


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    Nobu (03-13-2020)

  9. #27
    Quote Originally Posted by anonymous1989 View Post
    I have noticed that the older your car is the more you have to pay in order to get an insurance.
    I've noticed the complete opposite. I guess if you're comparing a 2018 Mirage to a 2004 Phantom then yes I totally agree with you.
    Attachment 18532
    Mirage videos:

        __________________________________________

        click to view fuel log View my fuel log 2014 Mirage SE wussie cvt edition. 1.2 automatic: 37.7 mpg (US) ... 16.0 km/L ... 6.2 L/100 km ... 45.3 mpg (Imp)


  10. #28
    Senior Member dspace9's Avatar
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    Quote Originally Posted by Fummins View Post
    I've noticed the complete opposite. I guess if you're comparing a 2018 Mirage to a 2004 Phantom then yes I totally agree with you.
    Attachment 18532
    Please explain that meme to me. I don't get it lol. I'm pretty open minded, except for extremists and people who say 2 plus two is five. Bad grammar never helps anyone's cause, either.

    In regards to insuring my Mirage, went up like 10% this year. TD insurance says inflation. Already their house insurance deductable is 2 grand. So what the heck do I pay for insurance for??

        __________________________________________

        click to view fuel log View my fuel log 2014 Mirage ES 1.2 manual: 42.2 mpg (US) ... 17.9 km/L ... 5.6 L/100 km ... 50.7 mpg (Imp)


  11. #29
    2 plus too is 5

    My car insurance went up this year too. My insurance company notified us last year of the upcoming rate hike. It's still noticeably cheaper to insure my 2005 truck than my 14' Mirage that's worth far less.
    Last edited by Fummins; 07-08-2020 at 05:11 PM.
    Mirage videos:

        __________________________________________

        click to view fuel log View my fuel log 2014 Mirage SE wussie cvt edition. 1.2 automatic: 37.7 mpg (US) ... 16.0 km/L ... 6.2 L/100 km ... 45.3 mpg (Imp)


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    dspace9 (07-08-2020)

  13. #30
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    Quote Originally Posted by anonymous1989 View Post
    I have noticed that the older your car is the more you have to pay in order to get an insurance.
    I don't think it is that simple. A newer model may have some safety features that contribute to the difference, however.

    https://www.iii.org/article/what-det...um%20discounts.

    https://www.confused.com/car-insuran...-is-calculated

    https://www.insure.com/car-insurance...e-factors.html



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