Funny, Rude or Random Comments Made About Your Mirage?

[Fummins]

If you want to beat the ding on interest payments on your mortgage, consider making lump sum payments every year. My bank lets me do up to 10% every year. So simple to pay off your mortgage in 10 years then.

My plan is to make my 25 year mortgage, a 15 year mortgage, simply by putting a lump sum down every year. It doesn't have to be an exorbitant amount either. Now I'm one of those people who had a <100k mortgage to begin with.

That way I'm saving thousands on interest payments, as well as being mortgage-free a decade earlier.

Unless you have a horrible paying job or some expensive hobbies that should be pretty easily attainable. I envy your debt.

[7milesout]

If you want to beat the ding on interest payments on your mortgage, consider making lump sum payments every year.

At 2.875% on a 15 year mortgage, I'm already beating the hell out of the ding on mortgage interest.

It is financed so well that I don't bother to pay extra. I spend any remaining money on hookers and blackjack.

I do my own taxes, when I got to the point where the Standard Deduction was greater than Itemized, I went WOAH. It opened my eyes. I always thought it was better to Itemize Deductions. Well ... it is better, to take the higher deduction regardless. However, once you get to the point where the Standard Deduction is the higher deduction, a person is wasting VERY LITTLE money on interest. Hence the I'm dinging the hell out of mortgage interest. Hence the hookers and blackjack.

I have a close personal friend who does taxes (out of state). I called him and asked him if it weren't a good thing that I am now taking the Standard Deduction. He said, "Yes ... and welcome to the club, you're doing GREAT."

[Fummins]

I think we need a grown up to make this it's own thread. It'd be neat to see the differences between mortgages across the boarder. Here there is no such thing as a 30 year mortgage and it's normal to refinance every 5 years rather than lock in a rate for the entire 10-25 year term. I don't even think that's an option here. Interest isn't tax deductible either. The payroll company my work uses usually takes the correct amount of deductions off my paycheck so I usually don't get much of a refund. I used to get nice refund when I was single paying as much for daycare as I did for my mortgage.

[Eggman]

I envy your debt.

Debt free - the way to be.

---

I spend any remaining money on hookers and blackjack.

Sarcasm can be lost online, so don't be surprised if others take you for your word.

[Fummins]

Attachment 19971

[7milesout]

I just love bender...

[Clessy]

At 2.875% on a 15 year mortgage, I'm already beating the hell out of the ding on mortgage interest.

It is financed so well that I don't bother to pay extra. I spend any remaining money on hookers and blackjack.

I do my own taxes, when I got to the point where the Standard Deduction was greater than Itemized, I went WOAH. It opened my eyes. I always thought it was better to Itemize Deductions. Well ... it is better, to take the higher deduction regardless. However, once you get to the point where the Standard Deduction is the higher deduction, a person is wasting VERY LITTLE money on interest. Hence the I'm dinging the hell out of mortgage interest. Hence the hookers and blackjack.

I have a close personal friend who does taxes (out of state). I called him and asked him if it weren't a good thing that I am now taking the Standard Deduction. He said, "Yes ... and welcome to the club, you're doing GREAT."

But, how are you supposed to WRITE off your hookers as business lunches now? Real deal all of these thread needs to be moved because its mostly and interest rate and bills thread now.

[MirageRally]

I'm still learning stuff I wish they taught in HS. Would have really helped me along.

[7milesout]

I'm still learning stuff I wish they taught in HS. Would have really helped me along.

Like blackjack? And hookers?

[MirageRally]

Like blackjack? And hookers?

LOL just go to college and you'll see that...haha.