I want to get a few quotes, including the car loans department at my bank. I go to one of the major banks for sure. But my own bank with all my stuff, has twice the rate as the line of credit through another big bank that happens to be my Mitsu's loan, so my Mirage got me the fancy credit card after 3 high interest ones I got a super low credit line than my own bank. So I don't even take out loans from my bank anymore at all. I shop around but I feel good credit takes taking a loan to get the 900 credit rating.