Learning to live on less and enjoy more is a complex virtue. Almost no one wants to work forever, but also you can't take money with you when you die so it's also important to spend reasonably more on things that matter to your happiness, but while also being cognizant that this is often significantly less and harder to do than you think.
The more times I have splurged on expensive toys and hobbies the more I realize I get 90% of the enjoyment out of the cheaper/cheapest version of said thing. One example is the Mirage. It gets me from point A-B with great fuel economy. It's not my 67 fastback mustang I wish I had, but I am doing alright with 90%+ of the enjoyment at a fraction of the price.
Another example is my house. It's not a mansion but it serves me well and is paid off. My small house gives me 90%+ of the enjoyment of a bigger house would have with more land, and a full garage. Then you have the benefits of a small house like less property tax, less maintenance, etc adding to the appeal.
I have a 75 year old family member with back pains and problems who sleeps on a 80s mattress that has been ready for the landfill for the better of the last 20 years yet you can't talk him into buying a new one. He has tons of money socked away and you can't take it with you. This is being too cheap. At this point splurge on the things you need.
If you can tune everything to 90%+ enjoyment at the bare minimum costs relative to your income, you can maximize your money, not be too stingy, and hopefully have enough to retire early. Being able to distinguishing what will really make you happy vs what momentarily seems fun is challenging but an important skill to hone.
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View my fuel log 2019 Mirage ES 1.2 automatic: 38.8 mpg (US) ... 16.5 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)