Quote Originally Posted by mohammad View Post
ive never heard of an umbrella car insurance policy. Probably just doesnt exist in my part of the world. My insurance contract won't let me make changes to the vehicle that modify the structure, handling or safety features in any way. Without their express permission in writing. Otherwise I could make cooler youtube videos
My umbrella policy gave me the option of including my vehicles. My understanding was it would supplement court costs related to vehicles. Overall, umbrealla policies aren't that expensive to add. Adding the vehicles to it did up the cost, however. It's really protection against lawyers who are out to make a buck more than anything.