This irks me. Why 75k. Why is someone at 74999 going to need this but 75000 wont. Even worse is the joint proposal. 150k you can still individually make over 75k and qualify. That's some BS. Totally doesn't factor in cost of living in say NYC. If you live together and just aren't married you could be getting screwed.
As for the savings statistic that is very misleading. Not in savings = it could be in checking, retirement accounts, or invested. The real savings across all types of accounts is much higher.
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View my fuel log 2019 Mirage ES 1.2 automatic: 38.8 mpg (US) ... 16.5 km/L ... 6.1 L/100 km ... 46.5 mpg (Imp)