Quote Originally Posted by Mark View Post
Your credit rating will most likely dictate what rate your bank will offer,
I think you don't understand me. We are talking about a car without a clear title at the moment of purchase. Then you say
If you are financing the car again, your bank or credit union will make sure the title gets transferred to them. Once the car is paid off, you will receive your title from your bank.
So if the title is never cleared, that's for the bank, I guess? I mean, they can't add it to your loan. So I'd expect a higher interest for their risk.