What insurance company? I'm with State Farm down here. I've been upfront about the customization of my interior but it now makes sense why their guy insisted on taking pictures of the engine and suspension as well. This is one hell of a way to shut down people who track their DD. This would quickly turn into punishment for anyone looking to do anything non-oem to their cars.
Sorry to hear this happened to you. You gonna drive something stock for a while or just stay low key?